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Our Service

Our Services - 01

FSRM Inc. provides all the Real Estate services you need

Four Seasons Realty & Management Inc.

Our Featured Services

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Seller Representation

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Buyer Representation

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FSRM Investment

Investment Property

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Mortgage Products - 02

Loan products that meet your needs.

Conventional

A conventional loan is a mortgage not backed by the government.

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FHA

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration (FHA).

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VA

A $0-down mortgage option for veterans, active-duty service members, and eligible surviving spouses.

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HELOC

A Home Equity Line of Credit is a revolving line of credit secured by your home's equity.

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Reverse Mortgage

a loan for homeowners aged 62 or older that allows them to convert home equity.

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Construction Loan

A short-term, loan used to finance the land purchase, materials, labor, and permits needed to build a home.

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Our Services - 03

We work creatively for our clients Can check out our alternative loan products.

No Documents

A loan is a mortgage or business loan that allows borrowers to qualify without providing traditional income verification

Bank Statements

A non-qualified mortgage - qualify using 12–24 months of personal or business bank statements

W2/BK Mix

Bank statement loans and W2 loans represent two different, approaches to mortgage qualification based on how a borrower earns their income.

Renovation Loans

Specialized financing that allows homeowners to purchase or refinance a home and include the costs of repairs.

Single Close Construction

A construction-to-permanent or "one-time close" loan—combines financing for both the construction phase and the permanent mortgage into one single closing.

DPA

A loan is a second mortgage or silent second mortgage provided to homebuyers—often first-time or low-to-moderate-income buyers—to cover upfront costs.

USDA

USDA loans are 0% down payment mortgages backed by the U.S. Department of Agriculture.

HELOC (5-8 Units)

5 to 8 units generally refers to a commercial or specialized residential loan used to borrow against the equity of a multi-unit property.

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DISCLAIMER: This licensee is performing acts for which a real estate license is required. Loan approval is not guaranteed and is subject to lender review of information.
All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. FSRM Inc. is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of California. FSRM Inc. DRE 01172546 NMLS 377127

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